CLAIM INVETIGATION
Definition: To make the future free from pester and provide a financial support to his/her family, Insurance is taken. But in between the process many off beam jobs take place. To find out the genuine story of the claim, investigation is done. Now a day’s unfaithfulness and deceiving has become the daily phenomenon. Insurance Companies are well-wisher of their clients but sanguine jobs never turns faithful. That is why we check all the positive and negative aspects of the client to prevent fraud. We test out all the testimonials provided by the agent/client like Age proofs, genuineness of birth and death, Certificates of Employers including the leave records to justify them, all the related documents given by the Life Assured.
Authenticity of the Application: It is one of the ways to find the correctness of all information of a Life Assured since during the time; a duly filled application shows the features of the applicant in sense of exact date of birth, income details, employer details, business information, past illness history so that our Investigation should carry the entire language to be understand.
Role of an Agent: The agents are the source of a Policy conducted, so we check the involvement of the agents who did the Policy of the Life Assured as what documents submitted at the time of policy done, whether he completed the relevant documents or made them other wise to full fill their targets.
Local Hospitals, Clinics and Doctors search: We are very cautious about the past illness history of the Life Assured because this fact is almost hidden to Insurance Companies. We put our efforts to procure the medical and treatment details of the Life Assured prior to the policy date visiting the Hospitals, Clinics and Doctors